Croatian currency is the kuna—not the Euro—which can be abbreviated to kn with a plural of kune (pronounced ‘koo-neh’), although many pluralize it to kunas.
The Kuna is divided into 100 lipas. Notes come in denominations of 5, 10, 20, 50, 100, 200, 500, and 1,000. Coins come in denominations of 1, 2, 5, and 25. Lipa come in coins with denominations of 1, 2, 5, 10, 20, and 50.
Current exchange rate: 1USD-6.73HRK
ATMS AND CREDIT CARDS
ATMs are widely available throughout Croatia; just look for a Bankomat sign.
Most large restaurants and hotels accept credit cards. However, smaller businesses or private accommodations often only take cash, so it’s wise to have some on you.
Large businesses widely accept Visa, Mastercard, and Diners, though they less frequently accept American Express.
Before you leave home, check your bank network, find out your daily withdrawal limit, and keep in mind that banks may charge fees for a card used at another bank’s ATM—a fee that may be higher for international transactions. Also, a 4-digit PIN is required to withdraw money in Croatia.
Tips (napojnice) are not considered obligatory in Croatia. If you wish to tip after a large meal or multiple drinks, it’s considered polite to tip 10% of round up to the nearest convenience figure.